Ian's Blog: Nominal Returns · 14 October 2026 · Industry Analysis

Will AI Destroy P&C Insurance Before It Destroys Humanity?

Ian Gutterman

P&C insurers face massive underpriced exposure to AI-enabled cyberattacks—from grid takeovers to bank data theft to ransomware—and most are doubling down on risky coverage to avoid missing the AI economy rather than honestly assessing what they don't understand.

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Topics: Insurance · Cybersecurity · AI (Horizontal)

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