The Biggest Misunderstanding About Your Health Insurance
December 20, 2024
Allianz’s Foolish Bitcoin Bond Buying
December 10, 2024
The Greater Fool and the Persistence of Irrationality
November 25, 2024
S&P 6000: Irrational Exuberance
November 14, 2024
Understanding Political Betting Markets
November 04, 2024
Hurricane Milton – The End of the Florida Insurance Experiment?
October 08, 2024
October 03, 2024
Christian McCaffrey: A Case Study In Risk Management
September 23, 2024
Industry Cat Loads Are Still Not High Enough
September 16, 2024
Is Private Equity Buying Into Peak NFL?
September 04, 2024
The Dual Danger In Carry Trades
August 21, 2024
Will FHCF Survive 2024 – Part II
August 06, 2024
Will the Florida Hurricane Cat Fund Survive 2024?
July 29, 2024
Prop Cat Is Significantly Underpriced This Year
July 09, 2024
Why It’s The Perfect Time For The NBA To Cut To 65 Games
June 27, 2024
June 19, 2024
The Dangers Lurking In Excess Casualty
June 13, 2024
State Farm Policyholders Unite!
June 05, 2024
The Problem With Longer Auto Claims Patterns
May 15, 2024
The Unexpected Reason Trump Social Stock Is A Buy
May 06, 2024
April 25, 2024
Why Root Needs To Issue Equity Today
April 10, 2024
Tesla Insurance Is Still A Bad Idea For Tesla
April 04, 2024
How To Make A Reserve Problem Go Away
March 20, 2024
No Accounting For Taste: Reviewing Lemonade’s Revenue
March 12, 2024
Apple Destroys Value Through Stock Repurchase
March 05, 2024
Why Trump Sneakers Are The New Bitcoin
February 26, 2024
Muddy Waters Attacks Fairfax With Unfair Facts
February 14, 2024
Happy 5th Birthday to IansBNR!
February 12, 2024
The Era of Reserve Releases Has Ended
February 02, 2024
January 17, 2024
Resharing – Home Alone With An Insurance Claim
December 27, 2023
Introducing Ohtani Life & Annuity
December 20, 2023
December 11, 2023
Measuring The Tail Risk of Democracy
November 14, 2023
My Allstate Activist Campaign Proposal
November 01, 2023
The Fed Is Worker’s Comp’s Best Friend
October 16, 2023
My Best Investment Idea: Three Year Treasuries
October 05, 2023
How Prisoner’s Dilemma Made ILS and Streaming TV Worse
September 28, 2023
Where Can Insurers Innovate? Teen Drivers!
September 21, 2023
How Informed Is Breaking The Rules of Insurance Distribution
September 14, 2023
Observations From The Insuretech Multiverse
September 06, 2023
NFL Season Predictions and Fantasy Draft Advice
September 01, 2023
The First Draft of Hippo’s Obituary
August 24, 2023
How the Saudis Can Ruin American Football
August 16, 2023
Why AI Will Devastate Cyber Insurance
August 08, 2023
The Dangers of Owning A Home In California
July 27, 2023
How Man Exacerbates Man Made Climate Change
July 19, 2023
Lemonade’s Secret Ingredient: Financial Engineering
July 08, 2023
The Surprising Driver of Higher Auto Frequency
June 29, 2023
Why VCs Keep Getting Insuretech Wrong
June 22, 2023
June 13, 2023
Hurricane Season Begins, The Hard Market Ends
June 01, 2023
Is Embedded Insurance Bad For Insurers?
May 25, 2023
Is Embedded Insurance Bad For Consumers?
May 18, 2023
Sell Your Berkshire Before It’s Too Late
May 01, 2023
The Case For Dynamic PML Limits, Revisited
April 20, 2023
How to Allocate Risk Assets In A Post Free Money World
April 13, 2023
The Revenge of the Balance Sheet
April 04, 2023
The Hare Who Started A Bank Run
March 23, 2023
Bankrupting Bank Shareholders Is Bad For America
March 15, 2023
The Age of Financial Repression Is Over
March 09, 2023
March 01, 2023
Why You Shouldn’t Live (Or Sell Insurance) In Seattle
February 23, 2023
The Proper Way To Conduct Share Repurchase
February 16, 2023
My Life Story Told Through Super Bowls
February 09, 2023
Insurers Are Earning Far More Than You Realize
February 02, 2023
This Cat Market Cycle Is Not Like The Others
January 24, 2023
January 20, 2023
The Most Value Destructive Thing An NFL Team Can Do
January 13, 2023
Introducing The Informed Deductible Savings Calculator
January 12, 2023
What the Insurance Company Doesn’t Want You To Know
January 11, 2023
New Year’s Flashback: Revisiting Past Predictions
January 05, 2023
Grading My 2022 Predictions: Pretty Good!
December 29, 2022
Florida Fails To Avert the Imminent Insurance Crisis
December 20, 2022
Can The Florida Insurance Debacle Be Solved?
December 13, 2022
Are You Sure I Wrote This Blog?
December 07, 2022
Tesla Insurance Is A Bad Idea…For Tesla
November 29, 2022
Bubbles Aren’t Just For Stock Markets
November 16, 2022
The Questions That Need To Be Asked On Earnings Calls
October 19, 2022
Subscriber Exclusive: First Look at informedinsurance.com
October 18, 2022
When Your Math Is The Real Disaster
October 11, 2022
The End of the FHCF As We Know It?
October 02, 2022
September 26, 2022
What State Farm Might Buy Next
September 16, 2022
Ian’s Brief #9: Informed Update, Football Predictions, and More
September 09, 2022
How Would An Insurance Broker Collapse?
August 31, 2022
Insurance Brokers Are Ridiculously Overvalued
August 21, 2022
How Politicians Create Bad Outcomes From Good Intentions
August 11, 2022
Jerome Powell, Ventriloquist Dummy
August 03, 2022
The Founder’s Dilemma And Its Role In Insuretech Layoffs
July 21, 2022
What If There Is No Recession?
July 14, 2022
Breaking News: Informed Announces Major Hire
July 07, 2022
Why Insuretechs Should Be Scared of the Reinsurer’s Veto
June 21, 2022
How To Win When A Bubble Pops? Be Captain Obvious
June 13, 2022
The Bitcoin Investment Thesis Is Broken
May 23, 2022
The Secular Decline of Auto Insurance
May 09, 2022
April 27, 2022
The New Safest Trade In America: Series I Bonds
April 19, 2022
The Commoditization of Insurance and How It Harms Consumers
April 09, 2022
How To Fix the Baseball Playoffs And Increase Ratings
April 06, 2022
Who Are The Real Oil Profiteers? ESG Investors!
March 24, 2022
How To Pick Your Bracket Like A Champ
March 15, 2022
The Safest Trade in America, Revisited
March 09, 2022
Ukraine and Unexpected Second Order Effects
March 02, 2022
Shrinkflation in the Florida Insurance Market
February 22, 2022
Insuretech Act II: The Unicorn and the Candy Corn
February 10, 2022
The Informed Super Bowl Commercial
February 09, 2022
Insuretech Act I: The Curtain Falls on the Hare
February 01, 2022
The Market Is Trying To Hold Two Opposing Ideas At Once
January 25, 2022
The Emperor Has No Clothes Edition
January 19, 2022
The First Annual Predictions Column
January 03, 2022
Home Alone… With An Insurance Claim
December 20, 2021
How The Era of Free Money Ends…Badly
December 08, 2021
People Who Deserve Thanks This Year
November 23, 2021
Get Informed: Now Showing At A Screen Near You!
November 17, 2021
Informed Insurance: The First InsureTeach
November 15, 2021
Will the End of Covid Be Good for the Economy?
November 09, 2021
The Pending Decline of Usage Based Insurance Pricing
October 27, 2021
Mattress Mack Learns His Lesson
October 19, 2021
Recurring Transitory Inflation and Personal Lines Profitability
October 11, 2021
Did China Ring The Bell on the Market?
September 27, 2021
September 17, 2021
Why the Experts Are Underestimating Post-Tropical Ida Losses
September 06, 2021
Insurance SPACs: The Hare With The Broken Leg
August 23, 2021
Robinhood: When A Vulture Meets A Hare
August 10, 2021
August 04, 2021
Will Willis Win A Winning Buyer…Redux!
July 26, 2021
Do ESG Funds Actually Hold ESG Stocks?
July 22, 2021
The Solution to College Affordability: Free Markets
July 13, 2021
July 06, 2021
Taiwan: The Biggest Threat to Financial Markets
June 23, 2021
How Insuretechs Sabotage Themselves By Growing Too Fast
June 14, 2021
Hertz: A Hare that Won the Race
May 25, 2021
No, You Shouldn’t Pay Your Insurance With Bitcoin
May 18, 2021
Introducing Informed Insurance
May 04, 2021
May 03, 2021
April 27, 2021
April 22, 2021
April 15, 2021
April 05, 2021
Looking At Potential Outcomes for the Future of The Hartford
March 22, 2021
Insuretech Builds Castles in the Sky
March 11, 2021
Was The Texas Freeze Really Unforseeable?
February 19, 2021
IAN’S ALERT: The McKinsey Opioid Settlement
February 11, 2021
Making Sense of Reddit, GameStop, Robinhood, and Bubbles
February 01, 2021
GameStop: A Lesson In Short Squeezing
January 26, 2021
Giving Back Its Gains: Lemonade Targeted By Shorts
January 19, 2021
Greater Fool: Lemonade is the Hare Extraordinaire
January 13, 2021
The Hot Pepper Scale: An Update
January 07, 2021
The Socializing of Debt Bubbles aka Leverage Has Costs
January 04, 2021
How to Evaluate CAC: An Alternate Framework
December 22, 2020
The Future of Personal Lines Distribution: An Update
December 16, 2020
Metromile: The Palm Pilot of Insuretech
December 07, 2020
How to Evaluate TAM: An Alternate Framework
November 23, 2020
Ian’s Brief #8: Vaccine Edition
November 12, 2020
Why the Polls Were Wrong and What We Can Learn From Them
November 04, 2020
November 02, 2020
AEL’s Corporate Governance Failure
October 23, 2020
October 19, 2020
Ian’s Brief #7: AI, AEL, and ESG
October 09, 2020
The Death of Factor Models Part II – Killed By Covid
October 05, 2020
The Death of Factor Models – Part I
September 29, 2020