Ian's Blog: Nominal Returns · 23 September 2026 · Additional Read

Will AI Destroy Life Insurance Before It Destroys Humanity?

Ian Gutterman

AI doomsday scenarios are vastly overblown—extinction-level risk is far below 1%—and life insurers' muted reaction reflects the market's rational bet that AI-driven longevity gains outweigh tail catastrophe risks, making life insurance a potential winner if AI advances medicine.

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Topics: Insurance · AI (Horizontal)

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